Photo of the word 'change' in led light strips on dark background

Why change is so hard in insurance

with John Turner, Founder & Director at Underwriting and More

Episode: 238

What’s in this podcast?

Why is meaningful innovation so hard in insurance — and what can be done about it?

In this episode of Hub & Spoken, host Jason Foster is joined by John Turner, a global underwriting leader and expert in life and health insurance, to explore the innovation imperative in one of the world’s most traditional (and risk-averse) industries.

They unpack the complex cultural, structural, and regulatory challenges that make change difficult in insurance, from siloed teams and outdated processes to over-engineered tech solutions that miss the mark. But they also spotlight the opportunities: from automation that enhances the customer journey to cross-functional collaboration that drives real transformation.

Key talking points include:

  • Why conservative cultures make innovation harder, but not impossible
  • The hidden flaws in traditional underwriting and risk selection
  • How data, automation and behaviour change can unlock new growth
  • The clash between insurers and insurtechs and how to bridge it
  • What truly customer-led innovation looks like

Whether you’re in insurance, financial services, or just trying to drive change in a legacy-heavy environment, this episode is packed with ideas, reflections, and real-world experience you can learn from.

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